Residential lending
First home buyers
Grants, schemes and a clear path to your first home — without the jargon.
Buying your first home is exciting, and a little daunting. We make it simple: we'll explain the grants and schemes you may be eligible for, how much you can borrow, and what your repayments would look like.
Then we'll guide you step by step, from deposit planning to keys in hand.
Government schemes
We'll check your eligibility for first home buyer grants and guarantee schemes.
Low-deposit options
Buy sooner with a smaller deposit where it makes sense — and understand the costs.
Plain-English guidance
No jargon. We'll explain every step so you feel confident.
Helpful calculators
Deposit calculator
Work out your deposit, loan amount and loan-to-value ratio.
Stamp duty calculator
Estimate the stamp (transfer) duty on a property purchase in your state.
Borrowing power calculator
Estimate how much you could borrow based on your income and expenses.
Loan repayment calculator
See your estimated monthly repayments and total interest.
First home buyers — FAQs
General advice warning: The information on this website is general in nature and does not take into account your personal objectives, financial situation or needs. It is not financial or credit advice. Consider whether the information is appropriate for you and seek independent advice before acting. Any estimates or calculator results are indicative only and not an offer of credit or a quote.
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